Services.
MHN Credit Foundation uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and experience with the credit bureaus. We take advantage of your rights as established by the Fair Credit Reporting Act (FCRA). We want you to know that you have the right to question any information on your credit reports that your feel may be questionable or inaccurate. If a questionable item cannot be proved, then it must be removed.
Possible to Remove
- Late Payments
- Collections
- Charge Offs
- Bankruptcies
- Judgments
- Tax Liens
- Repossessions
- Inquires
- Identity Theft
- Fraud
- Incorrect Personal Information
- Foreclosures
- Garnishments
- Closed Accounts
- Negative Settlements
How long does it take?
21 – 45 days for the first round of results.
Every credit report is different. If additional rounds are needed, it will be an additional 30 days for each round. Note that you will continue seeing improvement throughout this entire process given you follow our guidance to maintain your results and empower a lifetime of good credit decisions. On average, complete credit repair can take up to 90 days.
Disclaimer: If you have a new derogatory account, run up your credit card balances over 30%, miss a payment, and/or have multiple new credit inquiries, we can see this, and it will cause a reduction in your credit score, ultimately undoing all the progress we made. Don’t do that to yourself!